Finance across the healthcare sector
Winterfold can discuss requirements involving:
- Medical practices
- Dental practices
- Specialist clinics
- Allied health businesses
- Healthcare operators
- Other established health businesses
Available structures depend on the borrower, business and purpose of the funding.
Funding practice ownership and growth
Finance may support:
- Practice acquisitions
- Partner or shareholder buy-ins
- Fit-outs
- Refurbishments
- Working capital
- Expansion
- Technology
- Commercial property
For acquisitions, lenders may consider earnings, professional income, goodwill, management structure and future cash flow.
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Finance for medical and specialist equipment
Finance may be considered for:
- Diagnostic equipment
- Dental equipment
- Treatment equipment
- Imaging equipment
- Surgical equipment
- Specialist clinical technology
- Practice and fit-out assets
Assessment can include the equipment, borrower profile, business financials and intended use.
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Finance for practice premises and healthcare property
Commercial property finance may be relevant when purchasing owner-occupied rooms, refinancing existing premises or acquiring eligible healthcare property.
The assessment can include the property, borrower, professional income, business cash flow and available equity.
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Supporting practice cash flow
Working capital may assist during expansion, recruitment, fit-outs, acquisitions or other periods where expenditure increases ahead of additional revenue.
The suitable structure depends on the timing gap and expected source of repayment.
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Related Services
Commercial Property
Finance business premises, investment property and commercial development.
Business Acquisition Funding / M&A
Structured finance for business purchases, mergers, management and partner buyouts, and succession transactions.
Debt Advisory Services
Review existing facilities and broader debt structures.
Medical finance FAQs
Can a new medical practice obtain finance?
Potentially. Lenders may consider professional experience, income, projected cash flow, security and the nature of the practice.
Can medical equipment be financed separately?
Potentially. Equipment can sometimes be financed independently where the asset and transaction meet lender criteria.
Can practice goodwill be financed?
Some lenders may consider goodwill within an acquisition where sustainable earnings and borrower strength support the transaction.
What documents may be required?
Requirements vary but may include financial information, income details, transaction documents, asset quotations, forecasts and existing debt information.